Real Estate Market


First-time buyer, remortgaging or moving somewhere new, or exploring your home ownership options – wherever you are on the property ladder right now, we can help.

Opening that front door after a long day’s work. Making lifelong memories with family and friends. Enjoying quiet morning coffees. Having a safe haven to return to, no matter what.

There’s a reason so many people dream of owning their own home – and with the right mortgage, that dream can become a reality.

With tailored financial advice and expert mortgage brokerage, Ox & Hart Financial Services can source the right mortgage solution to suit you, wherever you are on the property ladder, and whatever step you’re looking to take next.

So take a look below at our mortgage services, and get in touch today to start your homeownership journey. Let’s get those keys into your hands.

First-Time Buyer

Taking that first step onto the property ladder can feel intimidating. Information online seems conflicting and confusing, there are more ‘i’s to dot and ‘t’s to cross than you could possibly imagine, and things just aren’t the same since your parents did this.

So if you’re finding it hard to know where to begin, let us take some of that from your plate.

From sourcing the right mortgage offers and getting your finances in shape, to connecting you with a great solicitor and even helping you search for your new home, we’ll walk you through the process so you start your homeowner journey fully prepared.

Young Couple Moving In New House
Minor Caucasian Brother And Sister, Playing In Empty Cardboard Box, Happy In New Apartment, With Their Parents In The Background

Remortgaging & Moving Home

There are any number of reasons you might be looking to remortgage. Perhaps your mortgage term is coming to an end, or you’re looking for lower interest rates to help ease up your pockets. It could even be as simple as moving to a new place for your growing family.

There are better uses of your evenings and weekends than trawling through your options, so let us take the bulk of the work.

Whatever you’re looking to get out of your new mortgage, we’re here to make it a simpler, more personal process. With our network, we’ll explore hundreds of mortgage products to find the perfect one for you. Saving you time, and possibly thousands of £££ in interest.

Shared Ownership & Help To Buy

Owning a home is a milestone moment many people work hard to achieve. Unfortunately, it’s also one which can feel further and further out of reach. If this rings true for you, options like Shared Ownership or Help To Buy could make your home a reality.

If you’re considering taking advantage of these initiatives and want to learn more, let us provide you with specialised support.

With personalised advice and access to mortgage offers designed specifically for Shared Ownership and Help To Buy, you could buy your new home with as little as a 5% deposit. So explore your options today to find a solution that works best for you.

Couple's Hands With House Object


Start your homeownership journey today.

Sometimes knowing where to begin and what step to take next is the hardest part. With Ox & Hart Financial Services, you can gain access to hundreds of potential mortgage offers, and a dedicated financial advisor to help take you right to your front door.

Schedule your initial fee-free, no obligation consultation call today.

01865 965 078

    Looking for a mortgage for your business?

    We can help with that too. Visit our Business Solutions page to see how Ox & Hart Financial Services can support your professional needs.