Ox & Hart Financial Services

Providing tailored financial advice, mortgage brokerage and protection to customers across the UK.

Ox & Hart Financial Services provides expert mortgage, protection and insurance advice. Ox & Hart Financial Services is a trading name of Just Mortgages Direct Limited and Ox & Hart Financial Services is the name under which we carry out these services.

Ox & Hart Financial Services is not a business in it’s own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited.

Whether you’re looking for a single solution or integrated financial advice, let us help you take that next step to a more secure future, today.


Award-Winning Advice. Person-First Solutions.


No matter where you are on the property ladder, put your best foot forward with our range of mortgage services.

Insurance & Protection

Protect the people and places you love the most with our range of insurance and protection services.

Business Solutions

Cover all bases for your business or professional venture with support from our business solutions.

With You, Every Step of the Way

There’s more to financial services than hours of scrolling on comparison sites. We offer an initial fee-free consultation call to get you started on your financial journey. Meaning no shopping around, no lengthy ‘getting-to-know-you’ questionnaires, and no cost for a simple chat.

Here’s a look at how we work, with you and for you:

Step 1. Initial Fee-Free Consultation

Getting to know you, your situation, and where you’d like to take your next step! Our consultation calls are a chance for us to conduct a detailed fact-find to give you the very best advice, support and solutions.

Step 2. Sourcing Your Solution

Where we start putting our knowledge of you and your needs into action. We’ll explore potential options from providers across the UK, and present these to you with all the facts and figures you need to make an informed decision.

Step 3. Representing You

Once you’ve selected a solution that could work well for you, we’ll begin our work with the provider – directly. Here’s where we’ll present you and your case, and likely ask for a few more details from you to get the paperwork in motion.

Step 4. Taking Your Next Step…

We’ve got the decision from the provider and secured your financial solution – it’s time to make it final. Depending on your situation and financial needs, we’ll complete your case, and help support you as you take the next step.

Let’s find the best solution for you.

Schedule your initial fee-free, no obligation consultation call today.

Top Rated Advisor 2023

We are proud to have been awarded ‘Top Rated Adviser’ for 2020, 2021, 2022 and 2023 by VouchedFor. See what our customers have to say…

Got a question?

When it comes to finances, not everything is as straightforward as we’d like it to be.

If you have a question about buying a home, types of insurance that could be available to you, what makes a buy to let mortgage different from a personal mortgage, or something else for that matter, visit our FAQ page.

Let’s start unravelling your finances for a stronger, healthier future.

Man's Hand Put Money Coins To Stack Of Coins. Money, Financial, Business Growth Concept.

Redefining Financial Services.

It’s what we stand for, what we’re driven by, and what we’re determined to achieve at Ox & Hart Financial Services.

Since our very beginnings, we set out to change how you and thousands of others across the UK think about, feel about, and access financial services.

Discover more about Ox & Hart Financial Services.

Get in Touch Today

Whether you’re looking for a mortgage for your first home, protection to help keep your future secure, capital raising for your growing property portfolio, or something else entirely, we’re here to help.

Schedule your initial no obligation consultation call by filling in the form. Or, give us a call to speak to a trusted financial advisor today.

01865 965 078